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Equity Compensation Tips For RSU And ISO Tax Planning

Equity Compensation Tips For RSU And ISO Tax Planning

It can be overwhelming when you first start to receive equity compensation, especially if you're working for a startup or a smaller company where they don't have the resources to provide you education on maximizing your equity compensation. From taxes to financial...

When Should You Work With A Financial Planner?

When Should You Work With A Financial Planner?

https://youtu.be/gKJpvh-gjtM   Here are three times when you should consider working with a financial planner:   #1 - You have a major life transition (marriage, divorce, children). Whenever you have a major life transition, there's typically a lot of money...

Four Tax Planning Tips For 2021

Four Tax Planning Tips For 2021

We'll start with the ever-important disclaimer that this blog post is not intended to be tax advice, and you should consult with your tax professional regarding your particular situation before considering any of the tips discussed 🙂 Before we get into the tips, it's...

The Number ONE Element In Making Work Optional 🎙️

The Number ONE Element In Making Work Optional 🎙️

On this Do More With Your Money podcast episode, I'm going to share with you the number one element in making work optional. The path to both building and maintaining financial independence is built on this crucial concept. The earlier you can master it and build it...

T.J. van Gerven

T.J. van Gerven
In this podcast episode, I share why you should never sweat the opportunity cost of creating and maintaining a dedicated cash reserve. I also share some rules of thumb for how you can start to determine the right cash reserve for you. Can you quantify the expected return on peace of mind? I can't. To me, it's infinite. ----------------------------------------------- Do you want help managing your equity compensation? Learn how to: Optimize Taxes Diversify Your Company Stock Solidify Your Path To Financial Independence Click here to start your FREE assessment.
Never Sweat The Opportunity Cost Of Creating A Cash Reserve
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_Eb4qIs_T_7k
If you’re looking to be sold on an investment, eventually, you’ll find someone who will sell you an investment. Instead of looking for an investment, ask yourself what you’re trying to achieve. What’s your why? ----------------------------------------------- Do you want help managing your equity compensation? Learn how to: Optimize Taxes Diversify Your Company Stock Solidify Your Path To Financial Independence Click here to start your FREE assessment.
What's Your Why?
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_GWYLrHGNdpI
Do you want help managing your equity compensation? Learn how to: Optimize Taxes Diversify Your Company Stock Solidify Your Path To Financial Independence Click here to start your FREE assessment. ----------------------------------------------- In this podcast episode, I share an assortment of timeless money lessons. I hope you enjoy these nuggets of money wisdom!
Timeless Money Lessons
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_6MAFu5fXFgk
In this podcast episode, I share strategies for maximizing tax-preferential accounts like 401(k)s when creating a large tax liability by diversifying company stock. Make sure that you're fully utilizing a pre-tax 401(k) if you're in an abnormally high tax bracket due to a windfall via equity compensation. Make the most of your resources by filling up tax-preferential accounts in preparation for financial independence. Money is fungible - make it do more! :)
Use Your Equity Comp To Maximize Your 401(k)
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_5y3zZTYCqJ4
Remind yourself that when RSUs vest and you don’t immediately sell, you’re making an active decision to increase your exposure in your company’s stock. Unless you made an 83(b) election at grant, there’s no avoiding being taxed as income at vesting. You should be skeptical about pre-paying taxes on equity comp of an already publicly traded company over short time horizons. You can reasonably expect an increase from private to public, but once publicly traded, the collective market is pretty good at pricing expectations. This and more in today's DO MORE WITH YOUR MONEY podcast episode!
When RSUs Vest You Need To Remind Yourself This
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_emP8PpVbniI
In this podcast episode, I share three things you need to do when anticipating a windfall from equity compensation. 1) What type of equity do you own? Restricted Stock Units, Incentive Stock Options, Non-Qualified Stock Options, or a combination? 2) What is the vesting schedule of your equity comp? How much is currently vested vs. unvested? What are the exercise prices and expiration dates on any options? What is the blackout period for trading, and can you exercise unvested options to try to optimize for long-term capital gain treatment? 3) What's your long-term vision for creating your ideal life? How do you want to use the windfall to maximize happiness and fulfillment? Is financial independence important to you?
Three Things You Need To Do When Anticipating A Windfall Via Equity Compensation
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_bkAQqlsON3w
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