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When Should You Work With A Financial Planner?

When Should You Work With A Financial Planner?

https://youtu.be/gKJpvh-gjtM   Here are three times when you should consider working with a financial planner:   #1 - You have a major life transition (marriage, divorce, children). Whenever you have a major life transition, there's typically a lot of money...

Four Tax Planning Tips For 2021

Four Tax Planning Tips For 2021

We'll start with the ever-important disclaimer that this blog post is not intended to be tax advice, and you should consult with your tax professional regarding your particular situation before considering any of the tips discussed πŸ™‚ Before we get into the tips, it's...

The Number ONE Element In Making Work Optional πŸŽ™οΈ

The Number ONE Element In Making Work Optional πŸŽ™οΈ

On this Do More With Your Money podcast episode, I'm going to share with you the number one element in making work optional. The path to both building and maintaining financial independence is built on this crucial concept. The earlier you can master it and build it...

Diamond Hands

Diamond Hands

One of my favorite sayings in investing is, "no pain, no premium." Corey Hoffstein popularized this phrase in his commentary, "No Pain, No Premium," where he discusses the limits of diversification and how ultimately, without risk, there should be no expectation of...

T.J. van Gerven

T.J. van Gerven
In this podcast episode, I share my thoughts around financial independence vs. generational wealth. The path to financial independence starts with building the right habits. The path to generational wealth starts with owning equity in a private company that IPOs during a raging bull market.
Nas, Coinbase, And Financial Independence Vs. Generational Wealth
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_pzF49V8WQJM
In this podcast episode, I revisit the math behind housing as an investment. I also explain why we have no choice but to accept risk in investing in stocks. "Housing isn’t a great investment, but for most people, it’s the best investment they will ever make because it’s the only asset they will leave alone and let compound for 10, 20, 30 years." What appears risky in the short term isn't risky in the long run and what appears safe in the short term isn't safe in the long run.
Housing Isn't A Great Investment But It's The Best Investment Most People Will Ever Make
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_AQKni0E_Dm4
In this podcast episode, I share why you should start financial planning before you think you're ready. We underestimate the outcomes we can achieve by building the right financial planning habits early. #DoMoreWithYourMoney
Why You Should Start Financial Planning Before You're Ready
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_fzxAQCcrkA0
Here are three times when you should consider working with a financial planner: #1 - You have a major life transition (marriage, divorce, children). Whenever you have a major life transition, there's typically a lot of money decisions to be made, and you'll want to have a plan in place. For example, if you are getting married, you want to make sure that you and your spouse are on the same page about your financial situation and how you're going to use your combined money to maximize your long-term financial success. #2 - You have a major financial decision to make. For example, if you're highly concentrated in stock from your employer, especially if your company is going to go through an IPO, figuring out what is the right strategy for how much you want to own of that company, and how to manage taxes as it relates to your stock compensation. #3 - You're looking for an accountability partner and someone who will provide you guidance in your best interest. To learn more β€” modernwealthbuilders.com
When Should You Work With A Financial Planner?
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_gKJpvh-gjtM
In today's podcast, I explain the main components of cash flow, including: The different components that influence your cash flow How to think about projecting and tracking your cash flow Ideas for creating a hierarchy within your cash flow Cash flow is the most important aspect of financial planning because it is one of the only factors we have control over. The earlier you can learn how to master cash flow, the better equipped you will be to plan for financial independence.
Understanding Cash Flow: The Most Important Aspect Of Financial Planning
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_fVqAKtyEirw
In this Do More With Your Money podcast episode, I discuss: How you should think about making financial decisions based on the tax implications. The difference between short-term and long-term capital gains taxes. Scenarios where you want to plan first and optimize for taxes second. No one likes to pay more taxes than is necessary! However, you should avoid making financial decisions just because it may increase your tax liability in the short-term. Generally speaking, you want to have a plan in place first and optimize tax efficiency.
"Should I Sell This Stock Because It Has A Long-Term Capital Gain?"
YouTube Video UCxejrzu3vF5dc9V3tb9uOoQ_uGNLZEe22rY
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